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和珅和大人能成为18世纪世界首富,都是贪来的?

和珅QDVjZTM0NGI1ODk2YjE=,众所周知的是和大人在历史上是个无敌大贪官MDAwMDAwMDAwMIijjtCQtrCUgn17YrN3omW8y62i,他的贪污成果也是“富可敌国”IzVjZTM0NGI1ODk4OGY=MDAwMDAwMDAwMHqjjtCQtrCUgn17YrN3omSwuL2i

但18世纪首富的名号b87cfe201fb2afabd3871c48daa541ba122c1402,绝不仅仅是贪来的d7b31c72f01737278e5adcf2dfbb325aea0090ce,和珅的理财功底也是“功不可没”9f2d89468e90f6a85e8b0b621aeecbe3c818ef61c1df976d681ba748a6056aff

今天MDAwMDAwMDAwMHp9jtCQtrCUgn17YrN3omW828-i,人生资本论联合新财知社bccda083637022f2b6b4caaa5faccc8f,给你聊聊十八世纪世界首富——“理财达人”和大人21548791fe6f5841a1fe6b7afa0ad6dd33252ab7MDAwMDAwMDAwMIF9jtCQtrCUgn17YrN3omSxtcui

· 温馨提示 ·e2556f64abf03c5bc459ce02c39455a46f1c73c3

没有Wi-Fi的同学可以移步下方看图文版5b521c5d5f5346b2419a501613ed6db7

IzVjZTM0NGI1ODk1N2Y=

视频链接JjVjZTM0NGI1ODk1ODc=

- 以下为图文版 -MDAwMDAwMDAwMHmNjtCQtrCUgn17YrN3omSypcui

JDVjZTM0NGI1ODk1OTY=

2001年958cc309ce78eb9067049d59db5b8bc51797eb50,《华尔街日报》统计了千年来世上最富有的50个人b54022c99395c4ffb558b50db1f0bcae,陪伴我们长大的和珅和大人排在第34位e8fd511d7c9b8fd38addb871217b034d19380ce0,比呼声很大的罗斯柴尔德还要靠前8a5131e6ea572b7859ac436eb78d58beMDAwMDAwMDAwMHqNjtCQtrCUgn17YrN3omSytcei

2dc9de5c3b86f048c75c0776f3989e286e181fce

MDAwMDAwMDAwMHqjjtCQtrCUgn17YrN3omS8tcei

史料记载4c586be213d5c64e75a2f9aa2763c93665b4e545,抄家之时MDAwMDAwMDAwMHqNjtCQtrCUgn17YrN3omW9zr2i,和珅名下的房屋、良田、商铺、珠宝不计其数06de4511ff97b44888e8427c63fe42bd,官方估算价值白银2000多万两5bdcd1ed5eddf2b2af6c3f619d619265,相当于大清国库半年的收入MDAwMDAwMDAwMHmNjtCQtrCUgn17YrN3ome8uKmi。而野史记录的数字MDAwMDAwMDAwMHqNjtCQtrCUgn17YrN3omawtbWi,更加夸张MDAwMDAwMDAwMHujjtCQtrCUgn17YrN3ome8y6mi。众所周知ef8bbebe8462b3150aea6987faee4cc0b52d002f,和珅仗着乾隆皇帝的宠爱四处敛财62fec991c0a7df0460afd15dc45b7304cd445cf7,但18世纪首富的名号93a2ba0e0ed4ef721233c5f361d91d4341118180,绝不仅仅是贪来的e9e6e6a82b4d4c173c8150ab2d667400d5e644b2,和珅的理财功底也是“功不可没”MDAwMDAwMDAwMIF9jtCQtrCUgn17YrN3ome8y8-i6c433b7162db4c5227bb04249e6a2ec341494111

MDAwMDAwMDAwMH6QhtKD3LSUjaCHZbOHjZyyoqGi

16f8ce822aaba24fbf4576b27df7be58

1JTVjZTM0NGI1ODk1Y2U=

把握时代风口MDAwMDAwMDAwMHp9jtCQtrCUgn17YrN3omS8k72i

5f989510240f7083b5ff1568300d9c75

如今我们总说JTVjZTM0NGI1ODk3NDM=,站在风口8ce4201395c07df4c7350904a57a1f5c3b51ad19,猪都能飞起来NWNlMzQ0YjU4OThjOA==。和大人二百多年前就参透了这句话4f2358cd420546dfc100fdb7455bdceca2ee715f,敢于投身新风口09af7ad5395f1c06aff62ef019882a0d47bb50dbMDAwMDAwMDAwMHqjjtCQtrCUgn17YrN3omS9taWi

bfbfd468c37e273368c656ca0efbdf68cc719fff

QDVjZTM0NGI1ODk1ZmE=

18世纪末6f4392b47231e3644ea8a2570fbd5fc42ee0ad71,采矿业很不吃香8cd648c7aa6ed470a7631da60031d31570234188,但国外使臣的“前方线报”JjVjZTM0NGI1ODk3NzA=,让和珅坚信MDAwMDAwMDAwMH6QhtKD3LSUjaCHZbOHmmaw2KGi,煤矿是朝阳行业KjVjZTM0NGI1ODk3ODM=,他立刻斥巨资7ba40b4ef81334af6e1eccffaf39950b8f24ebac,在京城开了两座煤矿MDAwMDAwMDAwMIijjtCQtrCUgn17YrN3omayqLGi,没过几年MDAwMDAwMDAwMHqjjtCQtrCUgn17YrN3omaytbGi,就赚了个盆满钵满MDAwMDAwMDAwMHujjtCQtrCUgn17YrN3ome9pa2i30a02467b606bbd18a065f907f9e02fc60341cb4

24019ebb67924472f2632f6e2d70c5fcf

追求流动性 JTVjZTM0NGI1ODk2MTQ=

2037b032c8ba33a4405df84c16f04ca5

会理财的人都知道015a713993c326f911cf00b933f2fed2,难以变现的资产都是死钱MDAwMDAwMDAwMHmNjtCQtrCUgn17YrN3oma8tami,只有流动的活钱64a78267301b355b01e813d7bd117634,才能抵抗风险9707fd5a54f800b040d9d7a81d33de250d28522c。在清朝266bb1630278efbac2dda1b37e1e434b8fa36212,富人都喜欢用大半身价购置不动产MDAwMDAwMDAwMIF9jtCQtrCUgn17YrN3ome9tbWi。 和珅则不然MDAwMDAwMDAwMHqjjtCQtrCUgn17YrN3oma8y8-i,虽然同样热衷买房d35c747c76a3baf59b764bde128a57a2,但他深知货币经济的威力f7a5eff54cd90d05cd891da7737f8720,更加偏爱真金白银8c0c5df646e6618c64dd4712e6b18506e46ea330。面对行贿者六十顷良田或一万两白银的好处费ITVjZTM0NGI1ODk3ZDY=,和珅明确表示要后者QDVjZTM0NGI1ODk4Zjk=c6cdb5bfdefe90121faf294495674e17

QDVjZTM0NGI1ODk2MmE=

caf337117ed5ac35f5a93f249daea11ae6896629

3MDAwMDAwMDAwMHqjjtCQtrCUgn17YrN3omWw262i

只买资产dd70f6e3c56371a682b05c850cfea8573fc4df76,不买负债XjVjZTM0NGI1ODk2NDI=

9143369f971e53ad7660619836234075

和大人似乎曾穿越到1999年ffd047bbc5fdb65d71527d71157e8a8753389ea2,读过火遍全球的财商书籍《富爸爸穷爸爸》2b81d80f37d255e8b2aafa51f14a167ceaa32dcf。 书中说32ff638139b6d7be74dc59d0178326a7,很多以为自己购买了“资产”的人MDAwMDAwMDAwMHp9jtCQtrCUgn17YrN3oma9y6Wi,实际上买的都是“负债”c97111ee67771d8eaea6a681dedd9470e7eb1449。比如你买了一辆车b68864b0b80fb5faaa4737c34f70cd05,在使用中付出了保费、油费、停车费MDAwMDAwMDAwMHmzjtCQtrCUgn17YrN3omewpami,这辆车其实是“负债”MDAwMDAwMDAwMHmzjtCQtrCUgn17YrN3omewqKmi,能生钱的资产1b0b9a7b7247a4a8f48078a44eb1c67e,才是真正的资产0cb46645703fbd41a8d6fa11278bba229683155b。史料记载8ba78a4aaae9a2cb3597f0707d963647,和珅在北京的出租屋有“一千零一间半”29a46c3b478349e189a59a9de5a45658,每年能收取租银一千二百六十八两三钱47e04b43658f24aaf481fcffae9b19e8ae6233e6。可见和珅买房并不为自我消费864ebae62d567d27038f6c0983b2837e007e5b39,而是为了更好地生钱MDAwMDAwMDAwMHujjtCQtrCUgn17YrN3omiwuL2i。他购买的是资产68d2007440571ad97d8c2327b50667d1f92efb1e,不是负债48290bae16f6fbc1123769fe419b83a4MDAwMDAwMDAwMIF9jtCQtrCUgn17YrN3omWxqK2i

MDAwMDAwMDAwMHqNjtCQtrCUgn17YrN3omWxtbGi

JjVjZTM0NGI1ODk2NjM=

4XjVjZTM0NGI1ODk2NmE=

风控意识极强MDAwMDAwMDAwMHmNjtCQtrCUgn17YrN3omWxzq2i

93b7d84d4afd45dd6df599b6b474ee92919b481e

和珅对自己的财产十分在意MDAwMDAwMDAwMHqNjtCQtrCUgn17YrN3omew28ui,连姥爷向他借钱MDAwMDAwMDAwMHp9jtCQtrCUgn17YrN3omexpami,都要用房契做抵押XjVjZTM0NGI1ODk5MzM=。《啸亭杂录》记载KjVjZTM0NGI1ODk4NGY=,家中银钱出入MDAwMDAwMDAwMHqjjtCQtrCUgn17YrN3omextaWi,和珅都是亲自称量QDVjZTM0NGI1ODk4NmE=,风控意识可见一斑0435ae2abf46430e88f9f70b7f17ec2a。 和大人唯利是图的做派显然是不可取的4d0eab219dbbc813df64e8a545d057bf,不过他的理财意识MDAwMDAwMDAwMHmzjtCQtrCUgn17YrN3omex27Gi,非常值得我们学习ITVjZTM0NGI1ODk5NDI=。希望各位观众老爷都能发家致富MDAwMDAwMDAwMIijjtCQtrCUgn17YrN3omexk7Gi,走向人生巅峰3e4a03c88a9e042cf88990b975bed000d46bce22e9cfe45c26a9c997d3873c90a7024fe5

d345fcd8c665a1fc5703b09d194abd77

MDAwMDAwMDAwMHp9jtCQtrCUgn17YrN3omWyqLWi

MDAwMDAwMDAwMHmNjtCQtrCUgn17YrN3omWytbWi

70e845bd721b28917c87a81ede5b381eeb52556a

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