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和珅和大人能成为18世纪世界首富,都是贪来的?

和珅MDAwMDAwMDAwMIijjtCEpsfNgqN_qbKtmq29uLmi,众所周知的是和大人在历史上是个无敌大贪官88c9bad1b37e5e71baca904c4f1afe857d32e0e9,他的贪污成果也是“富可敌国”f4d8a4b082b0585c678caaa05e4aedd3e0fe17fdMDAwMDAwMDAwMHqjjtCEpsfNgqN_qbKtmquxzqmi

但18世纪首富的名号5cd7340555c4404af86956566fc2fede,绝不仅仅是贪来的MDAwMDAwMDAwMIijjtCEpsfNgqN_qbKtmmOwtcui,和珅的理财功底也是“功不可没”KjVjNDdiNmMxNzc2OGQ=d1fdef8b8271b3bb91483228a6fb00006da2195b

今天37f538193f6cfa2e15e81aee926582cc,人生资本论联合新财知社13cacb37aa3bb4d4ff4797d754c07d62,给你聊聊十八世纪世界首富——“理财达人”和大人c32f1a9308776d3cb4dae9ba8d1d6e442b0aec27a1d028e5511a58920ec97ed85eadb8df

· 温馨提示 ·IzVjNDdiNmMxNzcxYzI=

没有Wi-Fi的同学可以移步下方看图文版JDVjNDdiNmMxNzcxZDA=

75e64dcfa71747cbe2430456900d82ef

视频链接47b9fe5df238e3753fa152763ca57fe4

- 以下为图文版 -MDAwMDAwMDAwMHujjtCEpsfNgqN_qbKtmqu9y6Wi

a5855604d46c14284166870e6dec75c8

2001年MDAwMDAwMDAwMH6QhZaElKyWjbB3ZLKtiGOyoqGi,《华尔街日报》统计了千年来世上最富有的50个人JjVjNDdiNmMxNzc0NjQ=,陪伴我们长大的和珅和大人排在第34位QDVjNDdiNmMxNzc0NzE=,比呼声很大的罗斯柴尔德还要靠前6ab675f34eca9f40c7869b28ca63a8b6c545a82dMDAwMDAwMDAwMHqjjtCEpsfNgqN_qbKtmqywqKmi

f6745ddcd67bbab319404d3fc2b8980b6f7fc20e

KjVjNDdiNmMxNzcyM2I=

史料记载JTVjNDdiNmMxNzc0N2U=,抄家之时8137b6972346561d389ad591ee62229e,和珅名下的房屋、良田、商铺、珠宝不计其数JDVjNDdiNmMxNzc0OTY=,官方估算价值白银2000多万两MDAwMDAwMDAwMHqNjtCEpsfNgqN_qbKtmmOytcei,相当于大清国库半年的收入eaeb4b545ebe4084ac02acac80baba69274ef911。而野史记录的数字3f8fcccfd2f801b2276d2d473e4df4dc,更加夸张MDAwMDAwMDAwMHqjjtCEpsfNgqN_qbKtmmW8tc-i。众所周知JTVjNDdiNmMxNzc0YzQ=,和珅仗着乾隆皇帝的宠爱四处敛财MDAwMDAwMDAwMH6QhZaElKyWjbB3ZLKtiZ2ysqGi,但18世纪首富的名号JDVjNDdiNmMxNzc0ZGU=,绝不仅仅是贪来的88182ac22804926d32e1396c6b70c2a6604db861,和珅的理财功底也是“功不可没”9b4808b316abc3f6d0f0ab10d52e5589195e9da5dafc40ae6afc9833dc6ae86d532bba9f

e5c3158b983582632d1cdcf70964575c

XjVjNDdiNmMxNzcyNjU=

11563eda6efb65833f9141b5f3a23c48e

把握时代风口MDAwMDAwMDAwMHmNjtCEpsfNgqN_qbKtmqyx262i

2b2d4b64da29bcd9e5063e5c128afed0

如今我们总说MDAwMDAwMDAwMIF9jtCEpsfNgqN_qbKtmmO9zrWi,站在风口XjVjNDdiNmMxNzc1MTM=,猪都能飞起来6d6852338c1aac93d57ee2abd6efb4f5。和大人二百多年前就参透了这句话MDAwMDAwMDAwMHqjjtCEpsfNgqN_qbKtmmSwtbWi,敢于投身新风口fc8e1b71505e0cddcdbffccade1980e971dc096288b400b64f9ec782c77221be

MDAwMDAwMDAwMIF9jtCEpsfNgqN_qbKtmqyytcui

3afde21663d61b648e9561753ba150f5

18世纪末c0e5d19786044d8ff34662e35645acdc0f03b156,采矿业很不吃香MDAwMDAwMDAwMHqjjtCEpsfNgqN_qbKtmmSwzqmi,但国外使臣的“前方线报”MDAwMDAwMDAwMHqNjtCEpsfNgqN_qbKtmmSwk7mi,让和珅坚信JTVjNDdiNmMxNzc1NTE=,煤矿是朝阳行业MDAwMDAwMDAwMHqNjtCEpsfNgqN_qbKtmmSxta2i,他立刻斥巨资751a566a1b74723d9f3a21171f622b099705d01e,在京城开了两座煤矿MDAwMDAwMDAwMHqNjtCEpsfNgqN_qbKtmmSxy6mi,没过几年MDAwMDAwMDAwMH6QhZaElKyWjbB3ZLKtjGW8yKGi,就赚了个盆满钵满JjVjNDdiNmMxNzc2ZDI=MDAwMDAwMDAwMIijjtCEpsfNgqN_qbKtmqy8y7mi

2784fdc978d6d6cc21e5d265ebc7403a028b8f350

追求流动性 ITVjNDdiNmMxNzcyZDk=

b13abfe9f58297ec18552c401981137d607a3eac

会理财的人都知道5d9c5012332a7430c37655576d80b0d0,难以变现的资产都是死钱ca171b90ce84f910c1337f1b94f9c374,只有流动的活钱4f4f57c5b94a2dd32251aec6674a01a17eb25c69,才能抵抗风险f7fa9a4b6abf2e001cbd42709c637e34。在清朝MDAwMDAwMDAwMHmzjtCEpsfNgqN_qbKtmmSyqKmi,富人都喜欢用大半身价购置不动产KjVjNDdiNmMxNzc2ZTQ=。 和珅则不然f53da2519f7b0c2ba50246be85ce3dcf93015a5e,虽然同样热衷买房MDAwMDAwMDAwMHqNjtCEpsfNgqN_qbKtmmS8uK2i,但他深知货币经济的威力MDAwMDAwMDAwMIF9jtCEpsfNgqN_qbKtmmS8zrGi,更加偏爱真金白银ce6aa81e6fb4cfd7680abcf083d7c9db8fb47497。面对行贿者六十顷良田或一万两白银的好处费7009d380e9bff98a1e5658951c59d378,和珅明确表示要后者da52449be595e37c0e4083771127a4beMDAwMDAwMDAwMIF9jtCEpsfNgqN_qbKtmqy9y6Wi

4091a27eb0409e23507fce5738c3656ed8e25033

2eff68a67c68a130087a51c74c7f5af0

3366203405ae3459528c255fcdf6410ca

只买资产a8c367c9d6fbcf7250ee107e59aa3ca1,不买负债JTVjNDdiNmMxNzczM2I=

MDAwMDAwMDAwMHqNjtCEpsfNgqN_qbKtmq2wk7mi

和大人似乎曾穿越到1999年3f39d07b35f09847a3eaada3393d0d01133c954e,读过火遍全球的财商书籍《富爸爸穷爸爸》6ba00f3d75b9ac838589247f010f214ef3eee55a。 书中说1e5d51bd1c06e8311d02042b4c741a4bedce2739,很多以为自己购买了“资产”的人MDAwMDAwMDAwMIijjtCEpsfNgqN_qbKtmmS9tcei,实际上买的都是“负债”MDAwMDAwMDAwMIijjtCEpsfNgqN_qbKtmmawtbmi。比如你买了一辆车MDAwMDAwMDAwMIijjtCEpsfNgqN_qbKtmmS9uLmi,在使用中付出了保费、油费、停车费dec6c80090283a21873b0c843e1f76c8,这辆车其实是“负债”MDAwMDAwMDAwMH6QhZaElKyWjbB3ZLKtkKqwsqGi,能生钱的资产493a3cfec7ebb5ce2dc72da5a57b0f0a5c70811c,才是真正的资产MDAwMDAwMDAwMIijjtCEpsfNgqN_qbKtmmawy62i。史料记载MDAwMDAwMDAwMHp9jtCEpsfNgqN_qbKtmmWwta2i,和珅在北京的出租屋有“一千零一间半”JDVjNDdiNmMxNzc2MjI=,每年能收取租银一千二百六十八两三钱JjVjNDdiNmMxNzc3M2Y=。可见和珅买房并不为自我消费MDAwMDAwMDAwMHqjjtCEpsfNgqN_qbKtmmWwy7Gi,而是为了更好地生钱dbdef9014aea2e60ba08f0db1b1509a49b603e7a。他购买的是资产a2eb93d56d6d2abe0211c032c58b45c9e8b2e69c,不是负债MDAwMDAwMDAwMHmzjtCEpsfNgqN_qbKtmmaxqK2iXjVjNDdiNmMxNzczNTc=

IzVjNDdiNmMxNzczNjQ=

MDAwMDAwMDAwMHqjjtCEpsfNgqN_qbKtmq2xy72i

4317efa55869ef0795b676f33643062293e3b1189

风控意识极强31bcfe5dff7ec7df88206e69ef086c70

QDVjNDdiNmMxNzczOTk=

和珅对自己的财产十分在意3e48c92389d10d465f67aa92c92177aaaea527ba,连姥爷向他借钱9a1fe3e4292f501d628f920b83e1153e51ca1bf0,都要用房契做抵押XjVjNDdiNmMxNzc3NWU=。《啸亭杂录》记载MDAwMDAwMDAwMHujjtCEpsfNgqN_qbKtmmWxpbmi,家中银钱出入b7d125fd70a79a5389af28da35d8a36b,和珅都是亲自称量0c86bfaec1a45c63ec1d6cf48db42e65ff78c138,风控意识可见一斑1befb822f89db67888da8b0a35f5f195。 和大人唯利是图的做派显然是不可取的MDAwMDAwMDAwMHmNjtCEpsfNgqN_qbKtmmWxuLmi,不过他的理财意识17e00a664e93b4a16dafbf6410e4fb7e,非常值得我们学习a05ea6538144b3700d1d403ce8d8688c。希望各位观众老爷都能发家致富MDAwMDAwMDAwMH6QhZaElKyWjbB3ZLKtkGW9yKGi,走向人生巅峰MDAwMDAwMDAwMHmzjtCEpsfNgqN_qbKtmmax28-iKjVjNDdiNmMxNzczYTk=

4ce756a955053f0c61833322497a9c11

5866f2ef9a3207ef242d78f8b55ba020

IzVjNDdiNmMxNzczZGI=

MDAwMDAwMDAwMHqjjtCEpsfNgqN_qbKtmq29qLWi

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